Investor and speculator: the difference between these two types of agents operating in the financial market lies in the objective that each of them operates. We will try to demystify these two concepts, however both are pieces of a complex puzzle.
Nos últimos artigos, descrevemos as principais características da Declaração de Política de Investimento ou IPS. Para complementar a nossa análise e abordagem ao tema, apresentamos de seguida um exemplo simplificado deste documento.
Investor preferences and restrictions are part of the process of constructing the Investment Policy Statement or IPS. Investors must take into account the restrictions, preferences and constraints that affect the investment plan.
IPS is an acronym for Investment Policy Statement. It is an investment policy declaration, a strategic guide on how to invest money, how to schedule and implement an investment plan.
Financial Literacy must be a transversal effort by the entire community to make it more credible, professional and transmit more confidence and value to the industry, as all market participants are subject to bias and errors - professionals and investors.